Enter to Win Free Legal Services!!

For the New Mortgage Modification Program

On February 1, 2017, the United States Bankruptcy Court, District of Arizona, will launch its new mortgage modification mediation program (“MMMP”).

 

The new MMMP is a vehicle which enables debtors to modify their mortgage in bankruptcy, which was previously not possible because the Bankruptcy Code doesn’t specifically provide for mortgage modification. The MMMP was pioneered in Florida a few years ago due to the overwhelming need to save homes from foreclosure.

 

Under court supervision, the program facilitates communication and transparent exchange of information between borrowers and lenders, by mandating mediation, and providing a centralized portal for document submission, which eliminates the perpetual “lost document” nightmare that stunted countless mortgage modification requests in the past.    

 

Although participation in the program is voluntary, a plethora of lenders are on board, and the program has proven to be very successful. Arizona is the 9th state to adopt the uniform MMMP, and other states are expected to follow.

 

This is a tremendous opportunity for Arizona borrowers, because it can literally change lives! 

 

I've had so many clients lose their homes over the past few years because they couldn't afford to make the payment and/or bring the delinquency current. And our effort to obtain a loan modification was futile and maddening due to the notorious "run-around" from lenders. Bankruptcy was able to help some people save their home, but not all. It has been heartbreaking to watch some clients lose everything, and to not be able to save them.    

 

I'm beyond thrilled to now have the MMMP program available for my Arizona clients! It's going to make such a difference! For those who qualify, it's possible that your interest rate will be reduced and/or that your loan term will be extended, both of which will result in a lower monthly payment. Deliquencies might also be moved to the back end of the loan, sometimes interest free. It's also possible that principal could be forgiven, among other things.

     

Contest

 

I'm so happy about this opportunity that I want to draw attention to it by conducting a contest.

 

I will represent one lucky winner for FREE in a chapter 13 bankruptcy case, plus the MMMP if applicable (excluding court fees). The winner can choose only one or the other if they'd like; doing both is not required. The prize is valued at up $6,250.

 

The deadline to apply is February 28, 2017. The winner will be selected on or before March 10, 2017.

 

So what’s the catch? Believe it or not, there is no catch. I know what it’s like to endure extreme hardships, so I’m passionate about helping others navigate and rise above their own hardships. My hope is that the contest winner will pay the kindness forward. That’s just how I roll! 

 

The applicant who touches my heart the most wins. There's no particular criteria for that. I just want to hear about who you are, what you've been through, and how this would change your life.      

 

How to Apply

 

To apply, please complete the form on this page to request your application, which will be emailed to you. The deadline to submit your application is February 28, 2017. The winner will be selected on or before March 10, 2017.

 

Rules

 

You must be eligible for (or already in) both Chapter 13 bankruptcy and a mortgage modification, to win representation in both matters. You must be eligible for (or already in) Chapter 13 to win representation in Chapter 13. Eligibility for mortgage modification is not required to win representation in Chapter 13. Eligibility is dependent on a variety of factors, which will be assessed and determined during the selection process. You may be required to provide additional information in that regard. Court filing fees are $310 for bankruptcy, and $380 for MMMP.  In the event the winner ultimately cannot or does not utilize the contest award, there is no cash equivalent prize.   

 

 

Request Your Application Now!

(The application will be sent to the email address you provide.)

    First Name (required)

    Last Name (required)

    Email (required)

    Verify Email (required)

    Phone (required)

    Street Address (required)

    City, State, Zip (required)

    How did you hear about the contest? (required)

     

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    Enter to Win Free Legal Services!!

    For the New Mortgage Modification Program

    On February 1, 2017, the United States Bankruptcy Court, District of Arizona, will launch its new mortgage modification mediation program (“MMMP”).

     

    The new MMMP is a vehicle which enables debtors to modify their mortgage in bankruptcy, which was previously not possible because the Bankruptcy Code doesn’t specifically provide for mortgage modification. The MMMP was pioneered in Florida a few years ago due to the overwhelming need to save homes from foreclosure.

     

    Under court supervision, the program facilitates communication and transparent exchange of information between borrowers and lenders, by mandating mediation, and providing a centralized portal for document submission, which eliminates the perpetual “lost document” nightmare that stunted countless mortgage modification requests in the past.    

     

    Although participation in the program is voluntary, a plethora of lenders are on board, and the program has proven to be very successful. Arizona is the 9th state to adopt the uniform MMMP, and other states are expected to follow.

     

    This is a tremendous opportunity for Arizona borrowers, because it can literally change lives! 

     

    I've had so many clients lose their homes over the past few years because they couldn't afford to make the payment and/or bring the delinquency current. And our effort to obtain a loan modification was futile and maddening due to the notorious "run-around" from lenders. Bankruptcy was able to help some people save their home, but not all. It has been heartbreaking to watch some clients lose everything, and to not be able to save them.    

     

    I'm beyond thrilled to now have the MMMP program available for my Arizona clients! It's going to make such a difference! For those who qualify, it's possible that your interest rate will be reduced and/or that your loan term will be extended, both of which will result in a lower monthly payment. Deliquencies might also be moved to the back end of the loan, sometimes interest free. It's also possible that principal could be forgiven, among other things.

     

     

    Contest

         

    I'm so happy about this opportunity that I want to draw attention to it by conducting a contest.

     

    I will represent one lucky winner for FREE in a chapter 13 bankruptcy case, plus the MMMP if applicable (excluding court fees). The winner can choose only one or the other if they'd like; doing both is not required. The prize is valued at up $6,250.

     

    The deadline to apply is February 28, 2017. The winner will be selected on or before March 10, 2017.

     

    So what’s the catch? Believe it or not, there is no catch. I know what it’s like to endure extreme hardships, so I’m passionate about helping others navigate and rise above their own hardships. My hope is that the contest winner will pay the kindness forward. That’s just how I roll! 

     

    The applicant who touches my heart the most wins. There's no particular criteria for that. I just want to hear about who you are, what you've been through, and how this would change your life.      

    How to Apply

     

    To apply, please complete the form on this page to request your application, which will be emailed to you. The deadline to submit your application is February 28, 2017. The winner will be selected on or before March 10, 2017.

    Rules

     

    You must be eligible for (or already in) both Chapter 13 bankruptcy and a mortgage modification, to win representation in both matters. You must be eligible for (or already in) Chapter 13 to win representation in Chapter 13. Eligibility for mortgage modification is not required to win representation in Chapter 13. Eligibility is dependent on a variety of factors, which will be assessed and determined during the selection process. You may be required to provide additional information in that regard. Court filing fees are $310 for bankruptcy, and $380 for MMMP.  In the event the winner ultimately cannot or does not utilize the contest award, there is no cash equivalent prize.   

    Request Your Application Now!

    (The application will be sent to the email address you provide.)

      First Name (required)

      Last Name (required)

      Email (required)

      Verify Email (required)

      Phone (required)

      Street Address (required)

      City, State, Zip (required)

      How did you hear about the contest? (required)

       

      [recaptcha]

      We are Proud to be a Designated Debt Relief Agency under Federal Law and We Provide Legal Assistance to Consumers Seeking Relief Under the Bankruptcy Code.

      The information contained herein is for informational purposes only. It is not intended to constitute legal advice or to create an attorney-client relationship. We do not make any recommendations or endorsement as to any legal issue or procedure discussed. The nature of any particular legal issue should be considered on a case-by-case basis, and the information described herein is not necessarily a guide to your individual circumstances. It is advised that you seek independent legal advice to determine your particular legal needs.

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